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At Resource Federal Credit Union, we understand that everyone’s financial needs are unique, which is why we offer a variety of checking accounts to fit your specific lifestyle. From our basic checking account with no minimum balance requirement to our interest-bearing accounts, we have an option that will work for you.

 

All of our checking accounts come with free checks, unlimited check writing, e-Statements, and free online banking. Our online banking experience includes all the best features for modern banking:

  • Biometric Account Security

  • Online Money Transfers (between Resource Federal accounts or from another banking institution)

  • Remote Deposits

 

All accounts from Resource Basic and up include a free contactless Visa debit card and are compatible with Apple Pay and Google Pay digital wallets. Plus, with our overdraft protection options, you can rest easy knowing you’re covered if you accidentally overspend.

 

Explore our checking account options today and start enjoying the benefits of personalized banking with Resource Federal Credit Union.

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Resource Free​

  • No monthly fee

  • No minimum balance

  • Unlimited check writing

  • e-Statement

  • Audio teller

  • 1st 50 checks free

  • Mobile banking

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Resource Basic

  • $2.00 monthly fee

  • No minimum balance

  • Unlimited check writing

  • e-Statement

  • Audio teller

  • Online bill pay

  • Contactless debit card

  • 1st 50 checks free

  • Mobile banking

  • Apple Pay & Google Pay

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Resource Plus

  • $4.00 monthly fee

  • No minimum balance

  • Unlimited check writing

  • e-Statement

  • Audio teller

  • Online bill pay

  • Mobile banking

  • Contactless debit card

  • Apple Pay & Google Pay

  • 2 boxes of checks free per year

  • Refund on RFCU ATM surcharge fee up to 3 per month upon request

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Resource Member Advantage Club​

  • $9.00 monthly fee

  • No minimum balance

  • Unlimited check writing

  • e-Statement

  • Audio teller

  • Online bill pay

  • Mobile banking

  • Contactless debit card

  • Apple Pay & Google Pay

  • 2 boxes of checks free per year

  • Refund on RFCU ATM surcharge fee up to 3 per month upon request

  • Money orders/cashier’s checks

  • Savers Club coupon book

  • Dividends paid quarterly

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Resource Member Advantage Club Plus

  • $11.00 monthly fee

  • No minimum balance

  • Unlimited check writing

  • e-Statement

  • Audio teller

  • Online bill pay

  • Mobile banking

  • Contactless debit card

  • Apple Pay & Google Pay

  • 2 boxes of checks free per year

  • Refund on RFCU ATM surcharge fee up to 3 per month upon request

  • Money orders/cashier’s checks

  • Savings Club coupon book

  • Additional AD&D insurance coverage

  • Medical ID card/pharmacy discount card

  • Preferred CD/loan rates

  • Credit card protection

  • Lost key return

  • Dividends paid quarterly

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Resource Member Advantage Club 50​

  • For members age 50 and over

  • $6.00 monthly fee

  • No minimum balance

  • Unlimited check writing

  • e-Statement

  • Audio teller

  • Online bill pay

  • Mobile banking

  • Contactless debit card

  • Apple Pay & Google Pay

  • 2 boxes of checks free per year

  • Refund on RFCU ATM surcharge fee up to 3 per month upon request

  • Money orders/cashier’s checks

  • Savers Club coupon book

  • Additional AD&D insurance coverage

  • Medical ID card/pharmacy discount card

  • Preferred CD/loan rates

  • Credit card protection

  • Dividends paid quarterly

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Resource Student

  • For ages 16-24

  • No monthly fee

  • No minimum balance

  • Unlimited check writing

  • e-Statement

  • Audio teller

  • Online bill pay

  • Mobile banking

  • Contactless debit card

  • Apple Pay & Google Pay

  • 1 box of basic checks free per year

  • Refund on RFCU ATM surcharge fee up to 3 per month upon request

  • Must have parent/guardian on the account until age 18

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